Your financial future, clarified.
Mutual fund guidance from an AMFI-registered distributor, with onboarding on the FundzBazar platform.
Your journey starts here
Whether you're a first-time investor or a seasoned portfolio manager, we have the tools and expertise to help you succeed.
Learn
Master the fundamentals of investing with our comprehensive educational resources and expert guides.
Tools
Use our powerful financial calculators to plan your investments and achieve your goals.
Goals
See how your goals, expenses and savings fit together with our goals and cash-flow calculator.
How It Works: Your Journey to Financial Success
A simple, personalised way to get started with mutual funds. Here is what working with Two Plus Two Nine looks like, step by step.
The Discovery Consultation
You begin with a no-obligation meeting (virtual or in-person) where we understand your financial situation, goals, and concerns.
Goal Setting & Risk Profiling
You work with us to define specific, measurable financial goals while we conduct a formal risk tolerance assessment.
Your Scheme Shortlist
You receive a shortlist of mutual fund schemes suited to your goals and risk profile, with the reasons for each.
Seamless Implementation
You get full assistance with the onboarding process, including KYC compliance and executing your initial investments.
Ongoing Monitoring and Review
You enjoy a long-term relationship with regular portfolio reviews and proactive rebalancing to keep you on track.
Built for your success
Free calculators, a 51-chapter learning guide in English and Hindi, and an AMFI-registered distributor to help you put your plan into action.
Goal-Based Investing
Work out what your child's education, a home or retirement could cost, with goal calculators and SIP illustrations.
Advanced Tools
SIP calculators, tax planning tools, and portfolio analyzers to make informed investment decisions.
Professional Guidance
An AMFI-registered mutual fund distributor (ARN-171746) helping you choose schemes, set up SIPs and review your portfolio.
Systematic Investing
Start SIPs from as low as ₹500 with flexible frequency options and automatic step-up features.
Why Choose an AMFI Registered Distributor?
You deserve more than just a platform — you need a person who knows your goals. Here is how an AMFI-registered distributor compares with DIY investing platforms, including where DIY wins.
Human Touch
You get personalized attention from experienced professionals who understand your unique financial situation and goals.
Regulatory Protection
You benefit from AMFI's strict ethical guidelines and regulatory oversight, ensuring your interests are always prioritized.
Ongoing Support
You receive continuous guidance, portfolio monitoring, and expert support throughout your investment journey.
Professional Fund Selection
You access curated fund recommendations based on thorough research and professional analysis.
Detailed Comparison
| Feature | AMFI Registered Distributor | DIY Fintech Platform |
|---|---|---|
| Personalized Guidance | Human expert provides tailored guidance based on your unique situation | Generic recommendations or algorithm-based suggestions |
| Goal-Linked Investing | Mutual fund suggestions linked to your goals, incidental to distribution | Basic goal tracking, mostly self-directed |
| Regular Reviews | Proactive portfolio monitoring and rebalancing by experts | Self-monitoring required; no proactive guidance |
| Market Expertise | Professional fund research and market insights | Basic fund information; limited research depth |
| Support During Volatility | Expert guidance during market turbulence to prevent emotional decisions | No guidance during market stress; prone to emotional investing |
| Expense Ratio | Regular plans with slightly higher expense ratios | Direct plans with lower expense ratios |
| Immediate Execution | Quick implementation with professional support | Instant online execution |
Important Commission Disclosure
Transparency Notice: When you invest through Two Plus Two Nine, you receive Regular Plans of mutual funds. These plans include commission payments to the distributor, which are embedded in the scheme's expense ratio. This means you pay slightly higher expenses compared to Direct Plans, but in return, you receive distribution services, periodic reviews of your mutual fund holdings, and guidance incidental to distribution throughout your investment journey.
Your Investment Success Matters More Than Costs
DIY platforms and Direct Plans cost less. The higher expense ratio of a Regular Plan pays for a distributor who helps you start, stay invested, rebalance on time and avoid emotional mistakes. Whether that is worth it depends on you — nothing here is a promise of higher returns.
Backed by an established platform
Two Plus Two Nine onboards and services investors through FundzBazar, the platform of Prudent Corporate Advisory Services Ltd. The figures below are Prudent Corporate's, as published by the company — not Two Plus Two Nine's own client numbers.
AMFI Registered Mutual Fund Distributor
Two Plus Two Nine is the brand name used by Mr. Ashok Kumar Saini who is an AMFI registered Mutual Fund Distributor operating under strict ethical guidelines that prioritize your interests. Your investments are made from your account and redeemed to your account only.
Ready to Start Your Investment Journey?
Ashok Kumar Saini (ARN-171746) will help you complete KYC, open your account and set up SIPs on the FundzBazar platform of Prudent Corporate. Start with as little as ₹500 per month.
Regulatory information
Two Plus Two Nine is the brand name of Ashok Kumar Saini, AMFI-registered Mutual Fund Distributor, ARN-171746.
We distribute Regular Plans of mutual funds. The Asset Management Company pays us a commission out of the scheme's expense ratio; you do not pay us a separate fee. Direct Plans of the same schemes are available at a lower expense ratio directly from AMCs.
Risk disclaimer
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Mutual Fund schemes do not assure or guarantee any returns.
Two Plus Two Nine is not a SEBI-registered Investment Adviser. Any guidance we give is incidental to distribution and is not investment, tax or legal advice.