Privacy Policy

Last updated: 2026-09-05

Digital Personal Data Protection Act, 2023

Who we are

This website is operated by Ashok Kumar Saini (Two Plus Two Nine), AMFI-registered Mutual Fund Distributor ARN-171746, C-6, Sawan Park, Ashok Vihar Phase 3, Delhi 110052. Investment accounts and transactions are handled on the FundzBazar platform of Prudent Corporate Advisory Services Ltd and by the AMCs, under their own privacy policies.

Data collection & processing

Personal data we collect:

  • Calculator inputs: Figures you type into calculators (age, income, investment amounts) are processed in your browser and are not sent to us.
  • Contact form: Your name, email, phone and message are sent by you via WhatsApp or your email app; this website does not store them.
  • Technical data: Browser type, device information and IP address (anonymised by our analytics providers).
  • Usage analytics: Page views, time spent and interaction patterns via Google Analytics and Microsoft Clarity — only if you consent to analytics cookies.
  • Cookies: Language preference, cookie-consent choice, sidebar state and (with consent) analytics cookies.

Legal basis for processing:

  • Consent: Analytics and non-essential cookies
  • Legitimate use: Website functionality and security monitoring
  • Service provision: Calculators, content delivery and responding to your enquiries

Google Analytics and Microsoft Clarity are blocked until you accept analytics cookies. If you reject or ignore the cookie banner, no analytics script is loaded and no analytics cookie is set. You can change your choice at any time by clearing this site's stored data in your browser.

Data protection & security

Technical safeguards:

  • TLS/SSL encryption in transit
  • Content Security Policy (CSP)
  • Input sanitisation & validation
  • XSS protection headers
  • Secure cookie configuration

Data handling:

  • No server-side storage of your inputs
  • Calculator data stays in your browser
  • Analytics data is anonymised
  • Periodic security review of the website

Your rights under the DPDP Act, 2023

Data principal rights:

  • Right to information: Know what data we collect and why
  • Right to correction: Update or correct your information
  • Right to erasure: Request deletion of your data
  • Right to grievance redressal: Raise complaints about data processing

How to exercise your rights:

  • Contact: aks.ashokkumarsaini@gmail.com
  • Response time: Within 30 days
  • Verification: Identity verification may be required
  • No charge: Legitimate requests are handled free of charge

Data sharing & third parties

Third-party services:

Google Analytics

Website usage analytics, anonymised data (only with consent)

Privacy policy: policies.google.com/privacy

Microsoft Clarity

User behaviour analytics, heatmaps (only with consent)

Privacy policy: privacy.microsoft.com

FundzBazar (Prudent Corporate) and AMCs

If you open an investment account, your KYC and transaction data are collected by Prudent Corporate / FundzBazar and the AMCs under their own privacy policies, as required by SEBI and AMFI.

No data sale: We never sell, rent or trade your personal data to third parties for marketing purposes.

Contact & grievance officer

Grievance officer

Ashok Kumar Saini, Two Plus Two Nine

Email: aks.ashokkumarsaini@gmail.com

Phone: +91 97113 91321 (Mon–Sat, 10 AM – 7 PM IST)

Response: within 30 days; urgent matters sooner

C-6, Sawan Park, Ashok Vihar Phase 3, Delhi 110052

If you are not satisfied with our response, you may approach the Data Protection Board of India under the DPDP Act, 2023.

This Privacy Policy is written to comply with the Digital Personal Data Protection Act, 2023 (DPDP Act).

Changes to this policy will be announced on this page with a new "last updated" date.