A local distributor for North and North-West Delhi
North Delhi is not one market. A salaried family in Rohini, a shopkeeper in Netaji Subhash Place and a retired couple in Model Town are usually solving different problems with the same set of products, and a generic app treats all three identically.
What we offer instead is one registered person. The business is Two Plus Two Nine; the registration is ARN-171746, issued by AMFI; the office is at C-6, Sawan Park, Ashok Vihar Phase 3, Delhi 110052. You can verify the ARN yourself through the AMFI distributor search linked lower on this page, and we would encourage it before you invest a rupee through anyone.
Transactions are placed through our platform partner, Prudent Corporate Advisory Services Limited (FundzBazar platform). Your money moves from your own bank account to the asset management company; units are allotted against your PAN, in your name, in your folio. We never take custody of your funds and we do not accept cash.
What a Mutual Fund Distributor does — and what we do not do
Titles in this industry are used loosely. Ours is not, so it is worth being precise about the boundary.
- We are a Mutual Fund Distributor: KYC, account opening, scheme selection, purchases, SIPs, switches, redemptions, nominations and the ongoing paperwork.
- We are not a SEBI-registered Investment Adviser. We do not sell a fee-based financial plan, and we cannot charge you for guidance.
- What we share on scheme selection is advice incidental to distribution, which is what the AMFI framework permits a distributor to offer. Anything beyond that — a formal advisory engagement, a tax filing, a legal question — belongs with the right professional, and we will point you there.
- We distribute regular plans. The asset management company pays us a commission out of the scheme's expense ratio on the assets we service; you are never billed separately, and we will state the arrangement for any scheme on request.
- We never ask for your net-banking password, card number or OTP. Payment always happens inside your own bank's interface.
- We cannot and will not promise returns. Mutual funds are market-linked; the honest variables are the goal, the time horizon and the fall you can sit through without selling.
How people across North Delhi actually use us
Very little of this requires you to already know what a mutual fund is. Most first conversations start somewhere in this list.
- Starting a first SIP against a named goal — school and college fees, a house deposit, a wedding — rather than a round number picked at random.
- Tax-saving through ELSS, but only where it applies: Section 80C deductions exist under the old tax regime and not the new one, so for many people the correct answer is that ELSS is not a tax argument at all.
- Retirement saving through mutual funds, seen alongside your EPF, PPF and NPS instead of as an unrelated decision.
- Working out how much term and health cover a household actually needs, using the calculators on this site, and separating protection from investment.
- Cleaning up what already exists: dormant folios, SIPs that were never stopped, funds bought from a bank years ago, missing nominees, KYC stuck against an old address or mobile number.
- Helping families through transmission and redemption paperwork after a death, which is slow, procedural work that most people should not be doing alone for the first time.
Regular plans and direct plans, without the sales pitch
A direct plan of any scheme carries a lower expense ratio than the regular plan of the same scheme, because it contains no distributor commission. For identical holdings over identical periods, the direct plan will show the higher return. That is arithmetic, not opinion.
The regular plan buys you the service layer: someone who completes the paperwork, checks the folio, reviews the portfolio and answers the phone in a bad market. We are paid by the AMC for that, out of the expense ratio, and we would rather you chose the regular plan knowing exactly what it costs than discovered it later from someone else.
Online first, in person by appointment
Almost everything can be done from where you are: the FundzBazar registration link, video-based KYC, bank mandates for SIPs and statements delivered to you directly by the AMC and the registrar. Distance inside Delhi NCR is rarely the constraint people expect it to be.
If you would still rather sit down with someone — a first meeting, a portfolio review, or paperwork for an elderly parent — the office is at C-6, Sawan Park, Ashok Vihar Phase 3, Delhi 110052. Please message or call to fix a time first, so that someone is there when you arrive.
We work with investors across Delhi NCR, and the website, the calculators and the 51-chapter investing course are all available in Hindi as well as English.
How to start — three steps
1. Message us on WhatsApp
Say which part of North Delhi you are in and what you want to sort out — a new SIP, tax saving, or old funds you have lost track of. No form and no cost.
2. Discuss the goal first
By phone, or in person by appointment, we pin down the amount, the time horizon and your tolerance for a fall — before any scheme name comes up.
3. Open your account online
You complete registration and KYC yourself on our FundzBazar link. Money goes from your bank straight to the AMC and the units are held in your name.
The link opens FundzBazar, our platform partner's registration page, in a new tab.
Free calculators you can use right now
Every calculator runs in your browser. Nothing you enter reaches our servers, and no sign-up is required to use any of them.
Frequently asked questions
Do you actually work outside Ashok Vihar?
Yes. The office is in Ashok Vihar Phase 3, but onboarding and transactions are online, so we work with investors across Delhi NCR — including Pitampura, Rohini, Shalimar Bagh, Model Town, Wazirpur, Kohat Enclave and Netaji Subhash Place.
Do I have to come to the office at all?
No. Registration, KYC, SIP setup and every later transaction can be done from home. Meetings are available by appointment if you prefer to talk face to face — message or call first to fix a time.
What does this cost me?
Nothing directly. We do not charge investors a fee and we do not sell a paid plan. Our income is the commission the asset management company pays out of the scheme's expense ratio on the regular-plan assets we service, and we will state it for any scheme you ask about.
What is ARN-171746?
It is our AMFI Registration Number — the identifier every mutual fund distributor in India must hold. ARN-171746 belongs to Two Plus Two Nine. You can confirm it independently on the AMFI distributor search, and checking takes about a minute.
Direct plan or regular plan?
Direct plans have a lower expense ratio because no distributor commission is included, so they show a higher return for the same scheme over the same period. Regular plans include that commission and come with our service — paperwork, reviews and someone to call. We distribute regular plans; you should choose with that trade-off stated openly.
Are you an investment adviser or a financial planner?
No. We are an AMFI-registered Mutual Fund Distributor. Those titles belong to SEBI-registered Investment Advisers, which we are not. What we provide is guidance incidental to distributing mutual fund schemes, and we will say so plainly whenever a question needs a registered adviser instead.
Can you tell me which fund will perform best?
No. Nobody can know that in advance, and past performance does not carry forward. What can be done sensibly is matching a scheme category to your goal, your time horizon and the amount of fluctuation you can live with, then leaving it alone long enough to work.
Is my money safe with you?
Your money never sits with us. It moves from your own bank account to the asset management company, and the units are held against your PAN in your own folio, with statements sent to you by the AMC and the registrar. We do not accept cash and we never ask for passwords, card details or OTPs.
Can you help with funds I bought through a bank or another distributor?
Usually. Existing folios can often be mapped to our ARN so everything appears in one statement, and even where that is not possible we can help you read what you hold, find duplicates and fix missing nominations. Moving a folio is entirely your choice and does not change the units you own.
Do you work in Hindi?
Yes — calls, WhatsApp and meetings in Hindi or English, whichever is easier for you. The whole site, the calculators and the 51-chapter investing course exist in both languages.
Areas we serve
Localities in North and North-West Delhi we regularly work with:
- Pitampura
- Rohini
- Shalimar Bagh
- Model Town
- Ashok Vihar
- Wazirpur
- Kohat Enclave
- Netaji Subhash Place
Elsewhere in Delhi NCR? Onboarding is online — ask and we will tell you honestly whether we can help.
Talk to us
One person, one number. Message or call — there is no cost to the conversation and no obligation to invest.
OfficeC-6, Sawan Park, Ashok Vihar Phase 3, Delhi 110052
Phone+91 97113 91321
Emailaks.ashokkumarsaini@gmail.com
Message on WhatsAppVisits by appointment — please message or call before coming.WhatsApp and FundzBazar open in a new tab.Verify our registration
Two Plus Two Nine is run by Ashok Kumar Saini and registered with AMFI as ARN-171746. Please confirm it independently before you invest.
Check ARN-171746 on the AMFI distributor search